Jones v. Experian Information Solutions, Inc.
| Missouri Eastern District Court | |
| Judge: | Sarah E Pitlyk |
| Case #: | 4:25-cv-00632 |
| Nature of Suit | 480 Other Statutes - Consumer Credit |
| Cause | 15:1681 Fair Credit Reporting Act |
| Case Filed: | May 04, 2025 |
| Last checked: Monday May 05, 2025 11:07 AM CDT |
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Defendant
Experian Information Solutions, Inc.
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Plaintiff
Kendra Jones
32 S. 10th St.
Belleville, IL 62220 |
| Docket last updated: 05/16/2025 11:59 PM CDT |
| Wednesday, May 07, 2025 | ||
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misc
Case Opening Notification
Wed 05/07 9:05 AM
Case Opening Notification. Judge Assigned: Honorable Sarah E. Pitlyk. 1 Summons(es) issued and mailed to plaintiff Kendra Jones. Pursuant to Local Rule 2.09, every nongovernmental corporate party or nongovernmental corporation that seeks to intervene in any case, and every party or intervenor in an action in which jurisdiction is based upon diversity, must file a Disclosure Statement immediately upon entering its appearance in the case. Please complete and file the certificate as soon as possible.[LINK:(moed-0001.pdf)] . (JWD) |
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misc
Complaint Letter Created (Case Opening Event ONLY)
Wed 05/07 11:02 AM
***Complaint Letter Created. This is to advise you that this office has received and filed your complaint and has assigned it the above-referenced case number. (JWD) |
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misc
Complaint Letter Processed (Case Opening Event ONLY)
Wed 05/07 12:02 PM
***Complaint Letter Processed (see notice of electronic filing for distribution list) |
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| Tuesday, May 06, 2025 | ||
| 2 | 2
service
Notice of Process Server
Tue 05/06 2:13 PM
NOTICE OF PROCESS SERVER by Plaintiff Kendra Jones Process Server: Missouri Processing Serving (JWD) |
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| Sunday, May 04, 2025 | ||
| 1 | 1
cmp
Complaint
Mon 05/05 9:55 AM
COMPLAINT against defendant Experian Information Solutions, Inc., Jury Demand, filed by Kendra Jones.(JWD) |
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Att: 1
Exhibit List,
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Att: 2
Exhibit A - Copy of Experian credit report showing continued reporting of the Bluegreen Vacations account, including January-March 2025 late payments and April 2025 charge-off,
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Att: 3
Exhibit B - Initial dispute letter to Experian dated October 3, 2024,
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Att: 4
Exhibit C1 - January 15, 2025 Follow-Up Dispute Letter,
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Att: 5
Exhibit C2 - February 19, 2025 Method of Verification Request,
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Att: 6
Exhibit C3 - March 10, 2025 Final Notice - Demand for Deletion,
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Att: 7
Exhibit C4 - March 18, 2025 Final Legal Demand Letter,
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Att: 8
Exhibit D - Experian dispute responses from multiple dates stating only that "the company certified the information as accurate," with no evidence or investigation details provided,
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Att: 9
Exhibit E - Cease-and-Desist letter sent to Bluegreen Vacations, dated April 27, 2025,
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Att: 10
Exhibit F - USPS mailing receipt confirming Cease-and-Desist Letter was sent to Bluegreen Vacations on April 29, 2025.,
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Att: 11
Exhibit G1 - Initial complaint filed with the Missouri Attorney General,
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Att: 12
Exhibit G2 - Bluegreen Vacations' initial response,
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Att: 13
Exhibit G3 - Plaintiff's rebuttal to Bluegreen's initial response,
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Att: 14
Exhibit G4 - Bluegreen Vacations' final reply,
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Att: 15
Exhibit G5 - Final response from Missouri Attorney General stating no further assistance could be offered and Plaintiff may pursue litigation,
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Att: 16
Exhibit H - Credit score documentation showing drop of over 150 points following derogatory reporting by Experian,
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Att: 17
Exhibit I - Personal declaration outlining harm suffered, including postponed applications for credit cards, licenses, and business development due to damaged credit,
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Att: 18
Exhibit J - USPS PS Form 3811 (green return cards) and mailing receipts for formal dispute letters sent to Experian, Bluegreen Vacations, and the Missouri Attorney General's Office,
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Att: 19
Exhibit K - Screenshot from Plaintiff's Experian credit report showing that the only negative item reported is the Bluegreen Vacations account; all other accounts are in good standing,
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Att: 20
Civil Cover Sheet,
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Att: 21
Summons,
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Att: 22
Correspondence
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